Federal Trade Commission- very good site on making sense of financial help

Resources This website has list of debt counseling agencies with the National Federation of Credit Counselors.

The United States Trustee has a list of approved credit counselors by state. www.usdoj.gov/ust

The United States Housing and Urban Development has a website on how to do apply for modifications and housing counselors that can help you. www.hud.gov

The Center for Responsible Lending- good fro general info.

Mortgage Professor This is best website I have seen explaining loans and offering calculators for amortization.