Federal Trade Commission- very good site on making sense of financial help

Resources This website has list of debt counseling agencies with the National Federation of Credit Counselors.

The United States Housing and Urban Development has a website on how to do apply for modifications and housing counselors that can help you. www.hud.gov

The Center for Responsible Lending- good fro general info.

Mortgage Professor This is best website I have seen explaining loans and offering calculators for amortization.